Advice & Support

SMP and tax allowances: ask the expert

SMP and tax allowances: ask the expert

I need some advice on SMP. I am due to give birth in November. I am the director and only employee of my business and as an employer will soon be applying for an advance payment of SMP from HMRC. As the 39 weeks of SMP fall in this tax year and the next I was planning to apply for 19 weeks advance payment this tax year and then 20 weeks advance payment next tax year to avoid paying tax on next year's allowance (as I know the business will be put on hold for a while and I won't reach my threshold for taxable income). My question is: can I apply for an advance payment of the whole 39 weeks this tax year as a company, but only pay it to myself in the next tax year to avoid paying unnecessary tax on it? My other question is if I claim SMP for the first couple of months and then decide to close the limited business to go back to being self-employed can I then make a claim for maternity allowance even though I will have been employed during the qualifying period and will have already received some SMP?

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Do I qualify for Maternity Allowance if I do two part-time jobs: ask the expert

Do I qualify for Maternity Allowance if I do two part-time jobs: ask the expert

I currently work 17 hours in a part-time permanent administration role, and do not earn enough there to qualify for SMP. I have worked there for two years. I also do some temporary work through an agency where some months I only work two days and others I may work seven days.  So far this year I have not paid any tax or National Insurance contributions, but will do at the end of this month as I have worked more hours in my temporary job. Will I qualify for Maternity Allowance even if I have not paid NI contributions every month?

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Pregnant and on a fixed-term contract: ask the expert

Pregnant and on a fixed-term contract: ask the expert

I am on a fixed-term contract and pregnant. My staff handbook says that I am entitled to SMP but they offer an enhanced package. It states that the enhanced package will end when my contract ends, but I don't have an offical end date as I'm covering for a maternity post. That means the woman who I'm covering for could come back earlier and my enhanced package would stop sooner. Is that correct?

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SMP after company went bust: ask the expert

SMP after company went bust: ask the expert

I have been made redundant by the company I have worked for five and half years whilst on maternity leave. I was due to go back to work in July, which would have been 39 weeks on SMP. My Company made me redundant in March and have not paid me since the end of February as they are now insolvent. I have been in contact with there insolvency practitioner and they have told me that the company I worked for are not actually registered as insolvent until later in May so I am stuck with no money as, even though I have filled out all the forms and faxed them with much evidence to the solvency maternity office, they will not pay me until the company are registered as insolvent.

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Am I entitled to maternity pay: ask the expert

Am I entitled to maternity pay: ask the expert

I am currently not working and 11 weeks pregnant. I hope to start a part-time 16 hours a week job in two weeks' time and work there for five months on a fixed-term temporary contract. Am I entitled to any maternity pay? i think I'm not entitled to SMP, but am I entitled to Maternity Allowance? My partner works 17 hours per week and we receive child and working tax credits and some housing and council tax benefit.

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