You’re pregnant! Congratulations! You’ve already chosen a name and called her, Summer. Let’s assume that Summer’s due at the end of September:
Read the above again so you know where you are.
To get SMP you’ll need to have been in your job for 26 weeks by the end of the QW. Just remember that your average weekly earnings in the 8 weeks up to and including the QW need to be more than the lower earnings limit for National Insurance contributions to get SMP.
You need to still be pregnant at the SMP start date and you need to provide a MAT B1 form to your employer stating your EWC. If you do not qualify for SMP, you may be eligible for Maternity Allowance.
If you resign at the end of the QW you still get SMP. Before that, you’re not entitled.
No. You don’t have to pay SMP back if you decide not to return BUT if you’re lucky enough to be paid enhanced SMP by your employer you need to check your contract to see if there are any rules on paying the extra back.
No. If you’re working you’re no longer on maternity leave. Simple.
You’ll get SMP for 39 weeks and its divided into two parts:
1. The first 6 weeks is based on 90% of your earnings. Its worked out on your previous 8 weeks earnings up to and including the QW.
2. For the other 33 weeks you’ll get £140.98. This will increase a bit in April to £145.18.
Remember, for the purposes of calculating average weekly earnings, shift allowances, overtime payments, bonuses and commission are all included.
From the 11th week before your EWC (well done if you didn’t have to refer back to the reference section above!)
If you’re off sick during your pregnancy you’ll get paid statutory sick pay in the normal way. If you’re off sick for pregnancy related illness after the beginning of the 4th week before the EWC (you looked at the reference section didn’t you!) but before the date you intend to start maternity leave, you’ll automatically be put on maternity leave on the first date of your sickness absence.
Possibly if you decide to do some Keep In Touch Days. You can agree with your employer to have up to 10 of these. Keep in mind that your employer has no right to require you to carry out any work, and you have no right to accept or demand work, during your maternity leave.
Your employer will need to consider how any payment for work done on a particular day will work alongside any SMP due and will offset any salary paid against any SMP that may be due. It’s also worth knowing that if you work just an hour on a particular day that counts towards one of your 10 days.
*Wendy Comerford is Solicitor & Managing Director of employment law specialist WH Legal.