Manager Credit Risk and Credit Ratings

Location
Edinburgh
Salary
£58,941 - £65,490 per annum
Posted
23 Jul 2021
Closes
05 Aug 2021
Ref
054429
Hours
Full Time
Contract Type
Permanent

Title: Manager Credit Risk and Credit Ratings

Division: Insurance & Wealth, Finance

Job category: Specialist roles | Asset and investment management

Grade: Band E

Location: Edinburgh preferred, Bristol or London available.

Agile Working Options: Flexible / Open to Discussion

 

This manager position within Insurance & Wealth Finance is an exciting opportunity for a finance professional with credit risk and rating experience.

As a team we're responsible for the approaches to assessing and quantifying credit risk on our investments. This covers credit ratings, asset valuation and capital. Finance and the business look to us to provide trusted credit and actuarial input into a variety of strategic projects. The team brings together diverse perspectives from specialists across a range of fields. This gives us an outstanding opportunity to collaborate and learn from each other. It also provides us plenty of scope to support and encourage individuals to grow and develop.

 

Strong communication skills (verbal and written) enable us to present the proposals we develop. Team members also need the confidence to constructively debate with and influence key internal and external partners. This includes the risk function, regulators, auditors, investment managers and senior leaders.

What is involved?

As our credit rating specialist you'll develop, maintain and control our internal credit rating methodologies and models. This includes ensuring they meet the demands of evolving regulation and keep pace with developing market practice to demonstrate that the ratings produced are comparable with those of credit rating agencies. You'll advise on credit rating approaches for investment in new asset classes. By collaborating with other specialists within the team you'll ensure that our approach to credit ratings fits coherently into our broader risk management and modelling framework.

 

We'll look to you to make sound, balanced credit risk judgements, focusing on what matters. This includes considering the requirements of regulation, trade-offs such as complexity vs accuracy, short/long term risks and resource prioritisation. You'll need to be able to turn strategy into concrete actions which are delivered to meet targets and satisfy a broad range of internal & external customers.

 

In line with one of our core values of "keeping it simple" we have a strong culture of continuous improvement. Your critical thinking skills will help us to find opportunities and agile solutions for credit related issues and improvements to systems and processes.

Key experience needed:

  • Practical experience and knowledge of credit ratings and credit risk, ideally in one or more of the following sectors: Higher Education, Social Housing, Infrastructure, Real Estate (Commercial/Residential) and Corporates.

  • Knowledge of Insurance and associated risk management approaches, relevant to understanding models in the context of the business.

 

We're an equal opportunity employer and deeply value diversity within our organisation.

 

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

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