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Being a working mum is all about time management. So any help with saving time is always welcome. In these days of technology there is always an app or an interactive tool for something, whether it’s online groceries or transport. Here are a selection of some of the most useful:
1. Nat West Salary calculator: NatWest has an interactive tool called a ‘Salary Calculator’. It helps workers – whether they are fixed, part-time or temporary or contracted – to calculate their take-home salary. It gives a breakdown of any tax, pension and loan deductions and takes into consideration factors such as overtime. Unlike other salary calculators, it creates a visual breakdown of all the user’s pay deductions for them to easily understand. The tool also enables users to see their salary in a yearly, monthly, weekly, daily and hourly rate so they can budget accordingly.
2. Turn2us.org.uk benefits calculator – Avoid missing out on financial help available to you through welfare benefits, tax credits or grants. Turn2us.org.uk’s free and easy-to-use Benefits Calculator helps you check what you might be able to claim or apply for.
3. Remember the Milk: this app allows you to take your to-do list anywhere and to receive reminders by text message or email. You can add and complete tasks on the move, organise your to-do list in order of priority, due date, time estimates and more, and save your favourite searches as smart lists.
4. www.monzia.co.uk – this app can help self-employed people save money, stress and time. By texting your income or expenditure it allows you to update your records in real time, meaning you will never forget an expense and your records will always be up to date. You can also go online to check your records and amend any errors. Each month you can obtain a free report of income, expenditure and tax due for that month. There are also low-cost reports for things like profit and loss and universal credit. Developed with the help and collaboration of HMRC, the Office of Tax Simplification and the Department of Work and Pensions.
5. Rescue time: this app monitors time spent on applications and the internet.It runs securely in the background on your computer and mobile devices and tracks time spent on applications and websites, giving you an accurate picture of your day and providing detailed reports and data based on your activity. Costs around £6 a month for the detailed report, but is free for the ‘lite’ version which focuses on tracking time spent on websites, setting goals and a weekly email report.
6. Cozi Family Organiser: a free app which claims to manage the chaos of everyday life by keeping track of everyone’s schedules, activities and appointments, all in one place; creating and sharing grocery lists, to dos and chores in real time; and storing recipes so you can view them from anywhere. It is accessible and can be updated from any mobile device or computer.