
Stigma still attached to taking extended paternity leave
Dads still feel worried that they will be stigmatised at work for taking extended parental...read more
I have just been refused maternity allowance because I haven’t paid enough National Insurance contributions. Could I pay what I owe and still get maternity allowance?
If you have a bill from the NI office you can pay what is outstanding and you will get the full Maternity Allowance.
However, the problem comes if you have claimed for a Small Earnings National Insurance exemption certificate.
Having an Exemption Certificate means that you are waiving your rights to the full MA.
Unless you revoke the Certificate and start paying your Class 2 NI contributions during the qualifying period when you are pregnant you cannot claim the full MA.
You cannot back date your contributions to correct this after the event.
This is a salutory lesson for any mum who is self employed. Always pay your Class 2 NI contributions then when you do your Tax Return claim a refund if you are below the Small Earnings Exemption figure using form CA8480.
Do not apply for an exemption as making this simple mistake can reduce your Maternity Allowance from £123.88 a week to £27 a week.
A new survey by the CIPD shows the majority of dads still feel there is a lot of stigma attached to taking extended parental leave. read more
Statutory parental pay is likely to rise next year under Government proposals, but by less than usual due to Covid. read more
Childcare consultant Angela Spencer has some advice on the importance of reducing stress during pregnancy, including work-based stress. read more
Insecure work and its impact on pregnant women
A new report highlights how insecure work means many women are losing out on basic maternity rights. read more
Comments [1]
Anonymous says:
Hi
I realised while I was pregnant, that as a self employed mum-to-be I had to cancel my Exemption Certificate (which was actually no longer valid as I was over the earnings threshold for it in my last tax return) I cancelled it and started paying my NICs with 14 weeks to go before my due date. I am about to claim my Maternity Allowance. Will I be eligible for the full MA or will it be reduced? Thanks
Editor: You need to earn at least £30 a week for 13 weeks from when you cancelled the certificate to the baby's birth or it will be reduced.